Did you know you can actually negotiate better terms for your mortgage? Not many people do! You can actually negotiate lower rates and fees, especially if you have a good credit score. Understanding how to negotiate can significantly improve the terms of ...
Navigating the process of securing a mortgage can be complex, and misconceptions about mortgage brokers can add to the confusion. Here, we debunk some common myths by answering frequently asked questions to clarify how working with a broker can be benefic...
Investing in property is seen as generally a pretty solid strategy to building wealth. There are of course, like any investment, a number of pros and cons to investing in property. However compared to other avenues such as the stock market, most people de...
It often becomes the case that after some time, our current home no longer serves our needs. Maybe the family is expanding, or the kids are moving out. You may have even found your dream home, and it’s time to upgrade. But how do you make the transition...
It often becomes the case that after some time, our current home no longer serves our needs. Maybe the family is expanding, or the kids are moving out. You may have even found your dream home, and it’s time to upgrade. But how do you make the transition...
Joint home loans can be an appealing option for partners, family members, or friends who want to share the financial burden of purchasing a property. However, like any significant financial decision, it comes with both advantages and disadvantages. This g...
Whether you're embarking on a new business venture, expanding to a new location, or upgrading your equipment and facilities, commercial finance will likely play a crucial role. Commercial loans enable significant real estate investment opportunities by pr...
Renovations are so exciting! Stressful of course, but there’s something to be said for having a vision and making it happen. But before dreams become reality there is the first obstacle - funding your project. Unfortunately we aren’t on The Block, so ...
Are you paying more than you need to on your mortgage? Refinancing can offer significant financial benefits, such as reducing your interest rate or adjusting the term of your loan. However, knowing when to refinance is crucial, as it involves balancing th...
Location is one of, if not the most important consideration when it comes to investment potential of property. Even within a country as big and beautiful as Australia, not all locations have the same potential and there are many macro and micro factors to...
Self-Managed Super Funds (SMSFs) are becoming increasingly popular due to the unique opportunities provided for members to take direct control of their retirement investments. SMSFs can provide the ability to use SMSF loans to purchase property as an inve...
Renovations are so exciting! Stressful of course, but there’s something to be said for having a vision and making it happen. But before dreams become reality there is the first obstacle - funding your project. Unfortunately we aren’t on The Block, so ...
This is one of the most pressing questions for many Australians today. It’s a significant dilemma that goes beyond just the financials - although this is obviously a huge part. There’s the consideration of where you want to live, your lifestyle, marke...
If you’re looking to buy your first property, you may have heard of the term stamp duty. Stamp duty can add a substantial amount to the cost of buying a property, which is why it is important for potential buyers to consider these costs when budgeting f...
Credit scores can feel like a random mystical number, often inducing anxiety, especially if don’t know how it’s calculated or what it really means. Understanding the mechanics of credit scores and their profound impact on loan approvals is essential f...
In the journey towards homeownership, one of the most critical decisions you'll face is how to secure your mortgage: should you go directly to a bank, or enlist the expertise of a mortgage broker? This choice can significantly influence not only the deals...
So you’ve had your house for a few years now, and you might be considering it time for some renovations, or even to expand your property portfolio with an investment. You also may have heard that you can actually do this using the equity in your home, r...
If you’re venturing into buying your first home amidst rising living costs and fluctuating market conditions, having someone as a guarantor on your application could be the little boost you need to secure your first property. Especially if your deposit ...
Refinancing, in simple terms, is the process of replacing an existing loan with a new one, typically with different terms and interest rates (usually lower). This is a common financial strategy used by homeowners and investors alike, to secure a better de...
You're dreaming of moving to the countryside, where you can have a few acres to yourself, maybe keep some animals, have a big vegetable garden, or just enjoy the open space and fresh air with the family. A lifestyle loan is a type of financing designed to help make t...
One of the most pressing questions for Aussies embarking on the journey of homeownership is, "How much deposit do I need to save to buy a house?" The answer isn't just a number; it's influenced by several factors, including the price of the property, your financial c...
In the dynamic business landscape of Australia, small businesses play an essential role in the economy, often referred to as the backbone of the nation. Whether you are starting a new venture or looking to expand your existing small business, securing a commercial lo...
Interest-only loans can sound like (and be) a great option for some homebuyers. But are they right for everyone? It all comes down to what your bigger picture is. This post aims to provide insights into the pros and cons of interest-only loans. ...
Are you on the brink of starting a career in finance broking and feeling overwhelmed by the plethora of information and advice available? How do you build a client base? Should you pay for marketing leads? We’d like to offer up some words of wisdom from our head Finance Broke...
It’s a pretty widely supported notion that small business is the backbone of Australia. It’s estimated that over 2.3 million Australians are self-employed or operating as owner-manager of unincorporated enterprises. The path of self-employment offers a wealth of op...
The decision to buy a home is a significant one, and selecting the right kind of home loan can feel like an overwhelming task. The two most common types of home loans you'll come across are fixed-rate and variable-rate loans. Each has its benefits and drawbacks, and understandin...
Becoming a homeowner is a significant milestone, but now more than ever the path to buying your first home can feel intimidating. There are options, however, to help get you there. There are numerous options offered by both state and federal governments, but it can be confusing ...
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